For businesses that use company vehicles, from a single delivery van to a full fleet, commercial vehicle insurance is a must. This insurance provides needed liability protection in the event you or one of your employees is involved in an accident. The right policy will also provide coverage for:
- Medical bills: This offers financial assistance for you and any passengers in the vehicle at the time of the accident.
- Bodily injury: This covers medical costs associated with injuries sustained by people you or your employees have hurt.
- Physical damage: This pays for damage done to your vehicle in accidents not involving other vehicles.
- Uninsured or underinsured motorists: This pays for your injuries and property damage if you are involved in an accident with a driver who does not have any or enough auto insurance.
If you have an existing commercial auto policy, but you are concerned that your limits are not high enough to protect your business assets in the event of a personal injury lawsuit, talk to an agent at Sandeen Insurance. We can review your coverage and also discuss additional protection, such as commercial umbrella policies.
Do You Allow Your Employees to Use Company Cars Full-Time?
Mixing business with pleasure can become somewhat complicated when it comes to carrying the right auto insurance. If you provide company cars for your employees to use, you need to insure those vehicles through your business. If your employees use their own vehicles for business purposes, you want to make sure your employees have adequate coverage or that you have the right non-owned vehicles policy in place. You do not want to be stuck paying damages and medical bills for any injured parties who sue your company.
Contact Sandeen Insurance for Free Commercial Auto Insurance Quotes
Our agency offers free quotes and quote comparisons from multiple insurance companies. Give us a call at 715-386-5825 to get started with your free request or to schedule a time to speak with one of our knowledgeable independent agents.