Inland marine insurance is a coverage that dates back to a time when most products were transported via ships in the ocean. Any transport that occurred within rivers and channels, however, were not covered. Inland marine insurance was created to fill the void. While the name has stayed the same, the coverage it offers has expanded to include all property that can be moved from one location to the next via any mode of transportation.
At Sandeen Insurance, we understand the growth of inland marine insurance and the opportunities it offers Wisconsin and Minnesota businesses to provide greater protection for valuable and mobile items. With 100-years of experience serving the Western Wisconsin and Minneapolis St. Paul area, you can trust that we’ll be able to help you identify the inland marine coverage and other business insurance policies that best meet your business needs and bottom line.
Inland Marine Insurance Offers Additional Protection for Your Company Property
Think of inland marine insurance as being supplemental coverage for your business owners policy (BOP) or commercial property insurance policy. Often your base property insurance will not cover property that is moved off site. It likely will not offer the protection you require for certain items, such as tools and computers.
Along with providing the coverage you require when transporting goods, inland marine insurance provides expanded coverage for valuable business property:
- Accounts receivable
- Computer equipment and systems
- Construction equipment and buildings under construction
- Fine art collections
Learn whether your company would benefit from purchasing this type of insurance by speaking to one of our independent insurance agents today. Not only can we help you understand your options, but we can also assist you in understanding the coverage you currently have.
Contact Sandeen Insurance for Comprehensive Commercial Property Insurance Policies
As a business owner in either Wisconsin or Minnesota, you want to be certain you are insuring all of your valuable property appropriately. Contact our independent agency online or call us at 715-386-5825 for more information on commercial property insurance and inland marine insurance policies. We can help you obtain free insurance quotes from numerous companies so you can analyze your options and choose the best coverage for your business.